Boat Insurance

Safety and fun go hand in hand while on the water. Being prepared with a boat insurance policy can help you enjoy your time even more knowing that you are covered. In the event of an accident, boat insurance could help you, your passengers and your boat.

Why You Need Boat Insurance

  • Boats are not covered under homeowner's insurance. You will need a separate boat insurance policy to ensure that you watercraft is covered.
  • Some states may require boat insurance. It may be necessary to purchase boat insurance before you can go through the process of purchasing a boat.

Coverage Includes:

  • Medical costs
  • Liability coverage
  • Property damage
  • Physical damage done to boat or watercraft

Discounts on your insurance coverage

You could save money on your policy if you have taken a navigational safety course. Ask your agent for more information.

Get a quote for boat insurance

Ask your agent for more information. There are lots of factors that we consider when pricing your boat insurance. These factors include how much coverage you need and your boat's location, size, age and power type. A local Erie Insurance agent can help you determine exactly what you need.